<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>5</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Markus Mobius</style></author><author><style face="normal" font="default" size="100%">Tanya Rosenblat</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Informal Transfers in Social Networks</style></title><secondary-title><style face="normal" font="default" size="100%">The Oxford Handbook of the Economics of Networks</style></secondary-title></titles><dates><year><style  face="normal" font="default" size="100%">2016</style></year></dates><urls><web-urls><url><style face="normal" font="default" size="100%">https://doi.org/10.1093/oxfordhb/9780199948277.013.28</style></url></web-urls></urls><publisher><style face="normal" font="default" size="100%">Oxford University Press</style></publisher><pages><style face="normal" font="default" size="100%">611-629</style></pages><language><style face="normal" font="default" size="100%">eng</style></language><abstract><style face="normal" font="default" size="100%">Social networks can facilitate informal lending and risk-sharing in situations where for-&lt;br&gt;mal institutions such as banks and insurance companies do not exist. The social collateral approach provides an analytically tractable framework that can be used to analyze a wide range of informal transfers. Moreover, the approach is easily amenable to empirical analysis.</style></abstract></record></records></xml>